Chase Sapphire Preferred Credit Score Needed

Most chase sapphire reserve cardholders have excellent scores over 720 with an average of around 750.
Chase sapphire preferred credit score needed. Naturally the chase sapphire preferred card application process also involves factors beyond credit score one of which may make it easier to qualify for over its more expensive sibling. Most cardholders have scores over 720 but there s no official score requirements to get the mid level credit card. Accounts subject to credit approval. As you can see the majority have a score above 750.
But in general 720 is considered an excellent score. Sapphire preferred credit cards are issued by jpmorgan chase bank n a. Credit karma also provides a chart of its members credit scores who carry the chase sapphire preferred card. According to credit karma the chase sapphire preferred s average required score is 736.
You usually need an excellent credit score. The average credit score of people who were approved for the chase sapphire preferred is 740 which sits squarely in the excellent rating category. Just because that s the average doesn t mean that you must have a credit score that high. There are multiple credit scores available.
What credit score is needed for chase sapphire preferred. The average credit score for a chase sapphire preferred card cardholder is around 741. While there is no set score needed we recommend you have a credit score of at least 700 a clean 2 years of credit history and an income of at least 30 000 per year. Your chase sapphire preferred account must be open and not in default to maintain subscription benefits.
So while the average score for approvals is good to very good perfect credit history isn t necessary. But sometimes even that won t guarantee an approval. You can only access the benefits available with your current credit card. Reports suggest that you ll typically need a score of at least 720 to get approved for the card though the average score is a bit higher.
And the typical low score is 646. This graph shows the credit scores of credit karma members who carry the chase sapphire preferred card. What does your credit score need to be for the chase sapphire preferred card. But people have also reported being approved with good credit scores under 700 some even as low as 650.